Zero Interest Burden Ends With This Credit Card Deal

How to Maximize Zero Interest Offers

To make the most of zero interest credit card deals, it's crucial to have a repayment plan in place. Here are some steps to consider:

1. Calculate Your Payments: Determine how much you need to pay each month to clear your balance before the promotional period ends.
2. Track the Expiry Date: Be aware of when the 0% APR period ends, as any remaining balance will start accruing interest at the standard rate.
3. Avoid New Purchases: Focus on paying down existing debt rather than adding new charges to the card.
4. Check for Fees: Some cards may charge a balance transfer fee, typically around 3% of the transferred amount, which should be factored into your savings calculations.