Your Storm Damage Roof Insurance Inspection Made Easy

Financial Considerations and Insurance Coverage

Understanding your insurance policy is vital. Policies vary significantly, and knowing what is covered can prevent unexpected expenses. Most homeowner's insurance policies cover storm damage, but specifics such as deductibles, exclusions, and the extent of coverage can differ. The National Association of Insurance Commissioners suggests reviewing your policy annually and after any major storm².

It's also wise to get multiple estimates for repairs. This not only helps in getting a fair price but also provides leverage when negotiating with your insurance company. Many contractors offer free estimates, which you can use to compare prices and services. Remember to verify the contractor's credentials and reviews to ensure quality work.