Your Restaurant's Best Insurance Deals Await Here

Types of Insurance Coverage

Restaurant insurance is generally a package of several types of coverage, tailored to meet the unique needs of your business. Here are the most common types:

• General Liability Insurance: This covers legal fees and damages if your restaurant is responsible for injuries or property damage to a third party. It's a fundamental component of any business insurance plan.
• Property Insurance: Protects your physical assets, including the building, kitchen equipment, and furniture, from risks such as fire, theft, or natural disasters.
• Workers’ Compensation Insurance: Mandatory in most states, this covers medical expenses and lost wages for employees who get injured on the job.
• Liquor Liability Insurance: If your restaurant serves alcohol, this policy covers claims related to alcohol-related incidents.
• Business Interruption Insurance: Provides compensation for lost income if your restaurant has to close temporarily due to a covered event.