Transform Your Wealth With Whole Life Insurance Cash Value

The Mechanics of Cash Value Growth

The cash value in a whole life insurance policy grows in two primary ways: through the insurance company's dividends and the interest credited to the policy. Dividends are typically awarded to policyholders when the insurance company performs better than expected. While dividends are not guaranteed, many reputable insurers have a long history of paying them consistently. Additionally, the interest credited to the policy is based on a fixed rate or a variable rate tied to a financial index, providing a steady growth trajectory.