Transform Finances with Clever Budgeting Strategy Secrets

Real-World Data and Statistics

According to a survey by the National Foundation for Credit Counseling, only 41% of U.S. adults have a budget and track their spending¹. This highlights the need for more individuals to adopt effective budgeting strategies. Additionally, research by the Consumer Financial Protection Bureau shows that people who use a budget are more likely to pay their bills on time and save for emergencies².