Top Secrets Fire Damage Restoration Contractors Won't Share

Insurance and Restoration: What You Need to Know

Navigating insurance claims is another area where contractors might hold back information. Understanding your policy is crucial, as it dictates what is covered and what isn't. Some contractors may offer to handle the insurance claim process for you, but it's essential to be aware of any fees associated with this service. Additionally, knowing the difference between replacement cost and actual cash value policies can significantly impact your out-of-pocket expenses¹.