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Understanding Wage Garnishment

Wage garnishment is a legal procedure where a portion of your earnings is withheld by your employer to repay a debt. This process can be initiated for various reasons, including unpaid taxes, child support, student loans, or other debts. According to the U.S. Department of Labor, wage garnishment laws vary by state, but federal law limits the amount that can be garnished to 25% of disposable earnings or the amount by which your weekly wages exceed 30 times the federal minimum wage, whichever is less1.

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