Stop Identity Theft Cold Free Expert Credit Freeze Help
How to Implement a Credit Freeze
Initiating a credit freeze is straightforward. You will need to contact each of the three major credit bureaus individually. Here’s a brief overview of the process:
1. **Equifax**: Visit the Equifax website or call their automated line. You'll need to provide personal information to verify your identity.
2. **Experian**: You can freeze your credit online or via phone. Experian offers a PIN or password to manage your freeze status.
3. **TransUnion**: Similar to the others, TransUnion allows you to initiate a freeze online, by phone, or through mail3.
Each bureau will provide you with a unique PIN or password that you'll use to lift the freeze when needed.