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Understanding Identity Theft and Its Impacts
Identity theft is a pervasive issue that can wreak havoc on your financial stability and personal security. It involves the unauthorized use of your personal information, such as your Social Security number or credit card details, to commit fraud or other crimes. The consequences can be dire, ranging from drained bank accounts to damaged credit scores, and the recovery process can be both time-consuming and stressful. According to the Federal Trade Commission, identity theft affected over 1.4 million Americans in 2020 alone1.