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Types of Plans Available
When exploring ACA options, you'll find a variety of plan categories, each offering different levels of coverage and cost-sharing:
- Bronze Plans: Lower monthly premiums but higher out-of-pocket costs. Suitable for those who rarely need medical care.
- Silver Plans: Moderate premiums and cost-sharing. Ideal for those who want a balance between cost and coverage.
- Gold and Platinum Plans: Higher premiums with lower out-of-pocket costs. Best for individuals who require frequent medical care.