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Commercial auto insurance offers several types of coverage options:
- Liability Coverage: Covers damages and injuries to others if you're at fault in an accident.
- Collision Coverage: Pays for damage to your vehicle from collisions, regardless of fault.
- Comprehensive Coverage: Protects against non-collision-related incidents like theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Provides protection if you're involved in an accident with a driver who lacks sufficient insurance.
- Medical Payments Coverage: Covers medical expenses for you and your passengers after an accident.