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Key Components of Boutique Hotel Insurance

Insurance for boutique hotels typically includes several essential coverages:

• Property Insurance: This covers the physical structure of your hotel and its contents against risks like fire, theft, and natural disasters.
• General Liability Insurance: Protects against claims of bodily injury or property damage that occur on your premises.
• Business Interruption Insurance: Offers financial protection if your hotel operations are halted due to a covered event, ensuring you can cover expenses and lost income.
• Workers' Compensation: Required in most states, this covers medical expenses and lost wages for employees injured on the job.