Secret to Affordable Roofing Insurance for Contractors Revealed

Understanding the Types of Roofing Insurance

Roofing insurance typically includes several types of coverage:

• General Liability Insurance: This covers third-party bodily injuries and property damage. It's crucial for protecting against claims that can arise from accidents on the job site.
• Workers' Compensation Insurance: This is mandatory in most states and covers medical expenses and lost wages for employees injured on the job.
• Commercial Auto Insurance: If you use vehicles for your roofing business, this insurance covers accidents and damages involving your business vehicles.
• Professional Liability Insurance: Also known as errors and omissions insurance, this protects against claims of negligence or mistakes in your professional services.

Understanding these types of coverage allows you to tailor your insurance policy to meet the specific needs of your business.