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Scholarships and Grants: Reducing the Need for Loans

For those still in school or planning to attend, scholarships and grants are invaluable resources that can significantly reduce the need for loans. Unlike loans, scholarships and grants do not need to be repaid, making them an ideal way to finance your education. Many organizations, both public and private, offer scholarships based on merit, need, or specific criteria such as field of study or background. By visiting websites that list available scholarships and grants, you can find opportunities that align with your qualifications and interests.