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Why Comparing D&O Insurance Matters
The cost of D&O insurance can vary significantly based on factors such as the size of the company, industry, claims history, and the scope of coverage required. By comparing options, businesses can ensure they are not overpaying for coverage while still receiving robust protection. A thorough comparison enables you to identify policies that offer the best value by balancing premium costs with coverage limits and exclusions. According to the Insurance Information Institute, the average cost of D&O insurance for a small to medium-sized business can range from $5,000 to $10,000 annually, but this can increase substantially for larger firms1.