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Types of Coverage

Landlord insurance typically includes several types of coverage:

• Property Damage: This covers physical damage to the property caused by natural disasters, fire, vandalism, or other unforeseen events.
• Liability Protection: If a tenant or visitor is injured on your property, liability coverage can help cover legal fees and medical expenses.
• Loss of Rental Income: If your property becomes uninhabitable due to a covered event, this coverage compensates you for lost rental income.

Understanding these coverage types can help you tailor a policy that meets your specific needs and budget.