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Understanding Architect Engineer E&O Insurance

Architect Engineer Errors and Omissions (E&O) Insurance is critical for professionals in the architecture and engineering fields. This specialized insurance provides protection against claims of negligence, errors, or omissions that may arise during the course of providing professional services. Unlike general liability insurance, which covers physical damages and bodily injuries, E&O insurance specifically addresses the financial losses that can occur from professional mistakes.

In the highly detailed and precision-driven world of architecture and engineering, even minor errors can lead to significant financial repercussions. For instance, a small miscalculation in a structural design could result in costly project delays or even structural failures. E&O insurance acts as a safety net, covering legal defense costs and any settlements or judgments that may be awarded to the claimant.