Sail Worry-Free with Secret Affordable Boat Insurance

Factors Influencing Boat Insurance Costs

Several factors affect the cost of boat insurance, including the boat's value, age, and type. A newer, high-value yacht will typically cost more to insure than an older, smaller sailboat. Additionally, your navigation area plays a role; sailing in high-risk areas like hurricane-prone regions may increase premiums. Your experience as a boater can also impact costs—experienced sailors often receive lower rates due to perceived lower risk.