Sail Worry-Free with Secret Affordable Boat Insurance
Boat insurance typically includes several types of coverage:
- Liability Coverage: This is the most critical part of any boat insurance policy, covering legal obligations due to bodily injury or property damage caused by your vessel. It protects you from costly lawsuits and medical expenses.
- Physical Damage Coverage: This covers the repair or replacement of your boat if it's damaged in an accident, vandalized, or stolen. It’s crucial for maintaining the value and functionality of your vessel.
- Uninsured Boater Coverage: Similar to uninsured motorist coverage in auto insurance, this protects you if you're involved in an accident with a boater who lacks insurance.
- Medical Payments Coverage: This pays for medical expenses for you and your passengers in the event of an accident.