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Cost Considerations and How to Choose the Right Policy

The cost of D&O insurance for clinics can vary based on several factors, including the size of the clinic, the scope of coverage, and the clinic's claims history. On average, small to medium-sized clinics might expect to pay between $5,000 and $10,000 annually for comprehensive coverage¹. It's essential to compare different policies and providers to find the best fit for your clinic's needs and budget.

When selecting a D&O insurance policy, consider the following:

• The scope of coverage: Ensure the policy covers the specific risks your clinic faces.
• Policy limits: Check that the coverage limits are sufficient to protect against potential claims.
• Exclusions: Understand any exclusions in the policy to avoid unexpected gaps in coverage.
• Reputation of the insurer: Choose a reputable insurer with a strong track record in handling D&O claims.

By carefully evaluating these factors, you can select a policy that offers the best protection for your clinic's leadership team.