Retire Rich with Expert 1035 Exchange Annuity Rollover

Types of Annuities Available for Exchange

When considering a 1035 exchange, it’s crucial to understand the different types of annuities available:

• Fixed Annuities: These provide a guaranteed interest rate and stable income, making them ideal for risk-averse investors.
• Variable Annuities: These offer potentially higher returns through investment in sub-accounts, similar to mutual funds, though they come with increased risk.
• Indexed Annuities: These combine features of fixed and variable annuities, offering returns based on a stock market index while protecting against market losses.

Each type has its own set of benefits and potential drawbacks, so it's essential to research and compare options to find the best fit for your retirement strategy³.