Restaurant Owners Master Commercial Property Insurance Success

Key Components of Commercial Property Insurance

When searching for commercial property insurance, it's crucial to understand the components of a comprehensive policy. The main elements include:

• Building Coverage: Protects the physical structure of your restaurant, including walls, roof, and fixtures.
• Business Personal Property: Covers movable items such as furniture, kitchen equipment, and inventory.
• Business Interruption Insurance: Compensates for lost income if your restaurant must close temporarily due to a covered event.
• Extra Expense Coverage: Covers additional costs incurred to minimize business interruption, such as renting temporary space.

By understanding these components, you can tailor a policy that meets your specific needs and ensures comprehensive protection.