Protect Your Fortune Effortlessly with Umbrella Insurance Today
Cost and Coverage Considerations
The cost of umbrella insurance is relatively low compared to the extensive coverage it offers. On average, a $1 million umbrella policy costs between $150 and $300 annually2. This affordability makes it an attractive option for those seeking comprehensive protection without a significant financial burden.
When considering umbrella insurance, it's important to evaluate the coverage limits of your existing policies. Most insurers require you to have a certain amount of coverage on your underlying policies before you can purchase an umbrella policy. Typically, this includes $250,000 in liability coverage for auto insurance and $300,000 for homeowners insurance3.