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The Importance of Comparing CD Rates
CD rates can vary significantly between institutions and even among different types of CDs offered by the same institution. By comparing CD rates, you can ensure that you are getting the best possible return on your investment. For instance, as of the latest data, some online banks offer CD rates as high as 5% for certain terms, which is considerably higher than the national average of around 1.5%1. This difference can have a substantial impact on your earnings over time.