Maximize Protection With Special Personal Property Coverage

Cost and Value Considerations

The cost of special personal property coverage varies based on several factors, including the value of the items insured, your location, and the insurance provider. Typically, this coverage is added as a rider to your existing policy, and the premium is calculated as a percentage of the total value of the insured items. While this may increase your insurance costs, the benefits far outweigh the expense, especially when considering the potential financial loss from an uninsured risk.