Maximize Charity Protection Huge Insurance Options Await

There are several types of insurance policies that charities should consider:

• General Liability Insurance: This covers claims related to bodily injury or property damage that occur on the charity's premises or as a result of its operations.
• Professional Liability Insurance: Also known as Errors and Omissions Insurance, this protects against claims of negligence or failure to perform professional duties.
• Property Insurance: This covers damage to the charity's physical assets, such as buildings and equipment, due to events like fire or theft.
• Directors and Officers Insurance: This offers protection for the personal assets of board members and officers in the event of legal action against them for decisions made on behalf of the charity.
• Volunteer Insurance: Since many charities rely on volunteers, this coverage protects against claims made by or against volunteers during their service.