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Factors to Consider When Choosing an Account
When selecting a high yield savings account, consider the following factors:
- Interest Rate: Look for accounts with the highest annual percentage yield (APY) to maximize your returns.
- Fees: Be aware of any monthly maintenance fees or transaction fees that could impact your earnings.
- Minimum Balance Requirements: Some accounts require a minimum balance to earn the advertised APY, so ensure you can meet these requirements.
- Access to Funds: Consider how easily you can access your money, whether through online banking, mobile apps, or ATM networks.