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Why Small Business Owners Need Workers' Comp
For small businesses, the financial impact of a workplace injury can be significant. Without workers' compensation insurance, you could be liable for medical expenses, rehabilitation costs, and any legal fees if an employee decides to sue. Moreover, many states require businesses to have this insurance once they reach a certain number of employees, making it a legal necessity1. By investing in a good policy, you not only comply with the law but also foster a safer and more supportive work environment.