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Types of Liability Coverage
General Liability Insurance
General liability insurance is the foundation of a contractor’s coverage, offering protection against third-party claims of bodily injury, property damage, and personal injury. This type of insurance is essential for any contractor aiming to secure contracts and build trust with clients2.
Professional Liability Insurance
Also known as errors and omissions insurance, professional liability insurance covers claims related to negligence, errors, or omissions in the services provided. This is particularly important for contractors who offer design-build services or engage in project management, where professional judgment is crucial3.