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Who Should Consider Short-Term Health Insurance?

Short-term health insurance is ideal for individuals who are in between jobs, recent graduates, or those who missed the open enrollment period for traditional health insurance. It also serves as a suitable option for those waiting for employer-sponsored coverage to begin. However, it's important to note that while short-term plans offer immediate benefits, they may not cover pre-existing conditions and are not required to comply with the Affordable Care Act (ACA) standards2.

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