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Types of Cyber Insurance Coverage

Cyber insurance policies typically offer a range of coverages tailored to different business needs. Key coverages include:

• Data Breach Coverage: Protects against costs associated with data breaches, including customer notification, credit monitoring, and legal fees.
• Business Interruption Coverage: Compensates for lost income and additional expenses incurred during downtime caused by a cyber incident.
• Cyber Extortion Coverage: Covers ransom payments and related expenses if your systems are held hostage by cybercriminals.
• Network Security Liability: Protects against lawsuits resulting from a failure to prevent unauthorized access to confidential data.

Each of these coverages addresses specific risks that could have significant financial implications for your restaurant.