Get the Lowest Earthquake Insurance Quote in California

How to Get the Lowest Quote

Finding the lowest earthquake insurance quote requires diligent research and comparison. Here are some steps you can take:

1. Shop Around: Comparing quotes from multiple insurance providers is essential. Each company has its own method of evaluating risk and pricing policies, so rates can vary significantly.
2. Consider Higher Deductibles: Opting for a higher deductible can lower your premium. However, ensure that you have sufficient savings to cover the deductible in the event of a claim.
3. Retrofit Your Home: Making your home more earthquake-resistant can lead to discounts. Retrofitting measures might include bolting the house to its foundation or securing water heaters and large appliances².
4. Bundle Policies: Some insurers offer discounts if you bundle your earthquake policy with other insurance products like homeowners or auto insurance.