Get the Lowest Earthquake Insurance Quote in California
Factors Affecting Earthquake Insurance Costs
Several factors influence the cost of earthquake insurance in California. These include the location of your property, the age and construction type of your home, and the coverage limits you choose. Homes built on solid ground tend to have lower premiums compared to those on softer soil, which can amplify seismic waves. Additionally, newer homes often benefit from lower rates due to modern building codes that enhance earthquake resilience1.