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Cost Considerations and Market Trends
The cost of EPLI varies based on several factors, including the size of your business, the industry sector, and your claims history. On average, small businesses can expect to pay between $800 to $3,000 annually for EPLI coverage1. However, real estate investors should be prepared for premiums that reflect the higher risks associated with managing multiple properties and employees.
It's also worth noting that the EPLI market is evolving. Insurers are increasingly offering customizable policies that cater specifically to the needs of real estate investors. These tailored policies can include additional coverages, such as tenant discrimination insurance, providing a comprehensive risk management solution.