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Types of Coverage Available
When exploring insurance options, it's important to understand the different types of coverage available. Common policies include:
- Liability Insurance: Covers bodily injury and property damage that you may cause to others during your operations.
- Physical Damage Insurance: Protects your vehicle against damage from accidents, theft, or natural disasters.
- Cargo Insurance: Offers coverage for the goods you transport, ensuring that you are not liable for damaged or lost cargo.
- Non-Trucking Liability: Provides coverage when the truck is not under dispatch, such as personal use.