Get a Mortgage Even With Maxed Out Cards

Real-World Examples and Opportunities

Consider the case of a couple who managed to secure a mortgage despite having high credit card debt by opting for a loan through a credit union, which often offers more personal service and flexible terms compared to larger banks. They also took advantage of a first-time homebuyer program, which provided them with a lower down payment option and reduced interest rates. Such programs are often available at the state or local level, so it's worth exploring what might be available in your area.