Find Your Ideal Credit Monitoring Service Today
Costs and Benefits
The cost of credit monitoring services can vary widely, from free basic monitoring to premium plans costing $20-$30 per month. Free services, like those offered by Credit Karma, provide basic alerts and credit score access but may lack comprehensive protection2. On the other hand, premium services like Identity Guard offer extensive features, including identity theft insurance and personalized risk assessments3.
Investing in a credit monitoring service can save you time and money by preventing identity theft and credit fraud. According to Javelin Strategy & Research, victims of identity theft spent an average of 15 hours resolving issues and lost approximately $1,343 in 20204.