Escape Health Checks Get Quick Life Insurance Now

Types of No-Exam Life Insurance

There are several types of no-exam life insurance policies available, each catering to different needs and preferences:

• Simplified Issue Life Insurance: This type of policy requires you to answer a series of health-related questions but skips the medical exam. It is typically available for both term and whole life insurance.
• Guaranteed Issue Life Insurance: As the name suggests, this policy guarantees approval without any health questions or exams. It is generally more expensive and offers lower coverage amounts, making it suitable for those who may not qualify for other types of insurance.
• Accelerated Underwriting: Some insurers offer accelerated underwriting processes that use data analytics and electronic health records to expedite approval without a medical exam.