Drive Less Pay Less Auto Insurance Comparison Guide
Benefits of Usage-Based Insurance
The primary benefit of usage-based insurance is cost savings, especially for those who drive less frequently. According to the Insurance Information Institute, drivers can save an average of 10-15% on their premiums by switching to a UBI policy1. Additionally, UBI encourages safer driving habits, as drivers are more aware of their driving patterns and the impact on their insurance rates. This model can also be more environmentally friendly by incentivizing reduced vehicle use, contributing to lower emissions.