Couples Save Big on Long Term Care Insurance
Exploring Cost-Saving Strategies
1. **Joint Policies:** Many insurers provide discounts of up to 30% for couples who purchase joint policies1. This is a significant saving compared to purchasing separate policies.
2. **Health Discounts:** If both partners are in good health, it can lead to additional savings. Insurers assess risk based on health status, and healthier applicants often receive better rates2.
3. **Inflation Protection:** Opting for inflation protection ensures your benefits keep pace with rising costs. While this might increase premiums slightly, it secures long-term savings by preserving the value of your benefits over time3.