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Benefits of Umbrella Insurance for Charter Schools

1. **Increased Liability Coverage**: Umbrella insurance can cover liabilities that exceed the limits of primary insurance policies. This is crucial for charter schools that may face lawsuits resulting from accidents, injuries, or other incidents on school premises.

2. **Cost-Effective Protection**: By supplementing existing insurance policies, umbrella insurance provides a cost-effective way to enhance coverage without drastically increasing premiums. Charter schools can protect their assets and continue focusing resources on educational programs.

3. **Broader Coverage Scope**: This type of insurance often covers a wider range of incidents, including slander, libel, and other personal liability claims that standard policies might not cover, offering peace of mind to school administrators.