California Homeowners Gain Peace with Earthquake Insurance Secret

Factors Influencing Earthquake Insurance Costs

Several factors influence the cost of earthquake insurance, including the location of your home, its age, construction type, and the chosen deductible amount. Homes built to modern seismic standards may benefit from lower premiums due to their increased resilience against earthquakes. Additionally, opting for a higher deductible can reduce your premium, although it means you'll pay more out-of-pocket in the event of a claim.