Banish Pet Insurance Preexisting Woes Gain Peace Now

How Insurers Define Preexisting Conditions

Each insurance provider has its specific guidelines for defining preexisting conditions. Generally, any illness, injury, or symptom noted by your veterinarian before the policy's effective date is considered preexisting. Some insurers may also include conditions that manifest during the waiting period, which typically lasts 14 to 30 days after purchasing the policy¹.