Access Ideal EPLI Insurance for Senior Living Operators
When selecting EPLI coverage, senior living operators should consider several factors:
- **Coverage Limits**: Ensure that the policy provides adequate limits to cover potential claims. The size of your workforce and the nature of your operations will influence the appropriate coverage level.
- **Exclusions**: Be aware of any exclusions in the policy, such as claims related to wage and hour disputes, which are often not covered by standard EPLI policies.
- **Claims History**: Your claims history can impact the cost of your EPLI coverage. Operators with a history of claims may face higher premiums, but some insurers offer discounts for businesses with strong risk management practices.