Turn Rental Property into Gold with Insurance Secrets

Types of Coverage: A Comprehensive Overview

When it comes to insuring your rental property, understanding the different types of coverage available is crucial. Standard rental property insurance typically includes dwelling coverage, which protects the physical structure of the property against risks like fire, vandalism, or weather damage. Liability coverage is also essential, as it covers legal and medical expenses if someone is injured on your property. Additionally, loss of rental income coverage can compensate you for lost rent if your property becomes uninhabitable due to a covered peril1.

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