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Insurance and Prescription Drug Pricing

While insurance can help reduce out-of-pocket costs, it doesn't always guarantee the lowest price. In some cases, paying cash might be cheaper than using insurance. This can be particularly true for generic medications, which are often priced lower than their branded counterparts. By comparing cash prices and insured prices, you may discover opportunities to save money. Many pharmacies offer discount programs or membership cards that provide additional savings, so it’s worth exploring these options as well³.