Secret Hacks for Maximize Top Cash Back Rewards

Utilizing Rotating Categories

Many cashback programs offer rotating categories that provide enhanced cashback rates for specific types of purchases during certain times of the year. By strategically planning your spending around these categories, you can significantly increase your cashback earnings. For example, if a card offers 5% cashback on dining during the summer months, you might choose to dine out more frequently during that period to take advantage of the higher rate. Be sure to follow the options provided by your card issuer to activate these categories each quarter.