Do You Know If Your Insurance Covers Negligence

Financial Implications and Costs

The financial implications of being found negligent can be severe. For example, the average cost of a dog bite claim, which often involves homeowner's insurance, was approximately $50,245 in 20202. Without proper coverage, you would be responsible for this expense out-of-pocket. Therefore, it's essential to search options and ensure your policy limits are sufficient to cover potential liabilities.

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