Find Secret Savings With Renters Insurance Near You

Renters insurance generally includes three main types of coverage:

• Personal Property Coverage: This covers your belongings, such as furniture, clothing, and electronics, up to a specified limit. It is essential to take an inventory of your possessions to determine adequate coverage.
• Liability Coverage: This protects you if someone is injured in your rental unit or if you accidentally cause damage to someone else's property. Liability limits typically start at $100,000 but can be increased for additional protection.
• Additional Living Expenses: If your rental becomes uninhabitable due to a covered event, this coverage helps pay for temporary housing and other related costs.