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Why You Need Renters Insurance

Many renters mistakenly believe that their landlord’s insurance will cover their personal belongings. However, landlords' policies typically only cover the building structure itself, leaving tenants responsible for their possessions. Renters insurance fills this gap by covering personal property, liability, and additional living expenses if your home becomes uninhabitable due to a covered peril. This protection can be crucial in mitigating financial hardships following unexpected events.